Good news for parents! The government is offering $1,500 per child through an expanded Child Tax Credit program starting June 2025. This money could help cover school supplies, daycare, or other family expenses. Here’s everything you need to know in simple terms.
What Is This $1,500 Payment?
The 2025 Child Tax Credit (CTC) is money the government gives to help families with kids. Unlike some previous payments, this one is:
Fully refundable – You get cash even if you don’t owe taxes
Higher amount – Up to $1,500 per child
Paid monthly – First payment coming in June 2025
Key Details
| Payment Amount | $1,500 per child under 17 |
| First Payment | June 2025 |
| Payment Method | Direct deposit or check |
Who Qualifies for the Money?
To get this payment, you must:
Have at least one child under age 17 (born before January 1, 2009)
Meet the income requirements (see below)
File a 2024 tax return (even if you don’t normally file)
Income Limits for Full Payment
| Family Type | Maximum Income for Full $1,500 |
|---|---|
| Single Parents | $75,000 |
| Married Couples | $150,000 |
| Head of Household | $112,500 |
If you earn more, you may still qualify for a partial payment up to:
$100,000 (single)
$200,000 (married)
$150,000 (head of household)
How to Apply for the Payment
Getting your money is simple:
- File your 2024 taxes – Use IRS Free File if your income is under $79,000
- Include your children’s information – Names, ages, and Social Security numbers
- Choose direct deposit – Get your money faster than by mail
When Will Payments Arrive?
- First payment: June 2025
- Following payments: Monthly through December 2025
- Final payment: With your 2025 tax refund (if any amount remains)
What If You Don’t Normally File Taxes?
You must file a 2024 return to get this money, even if:
- You have no income
- You receive government benefits
- You’re a grandparent raising grandchildren
Use the IRS Free File program to submit your taxes at no cost.
How Is This Different From Past Payments?
This 2025 version has some key improvements:
Higher amount – $1,500 vs. $1,000 in 2024
Monthly payments – Money spread through the year
Easier to qualify – More families can get partial payments
Don’t Miss Out!
This $1,500 per child could make a real difference for your family. Remember:
- Check if you qualify based on income and child’s age
- File your 2024 taxes (even with no income)
- Watch for payments starting June 2025
