If you qualify for a chance to get a stimulus check in 2025, the big question is: When will the money arrive? Whether it’s an IRS recovery payment or state relief, knowing the payment dates helps you plan and feel ready. With rising costs for groceries, rent, and bills, even a one-time payment can bring a wave of relief. Let’s explore the key dates laid out clearly for you.
IRS “Recovery Rebate Credit” Payments – $1,400 in Early 2025
In early 2025, the IRS is automatically sending out $1,400 recovery rebate payments to roughly 1 million people who missed the original 2021 stimulus checks . These payments began:
- Direct deposit: by late January 2025
- Paper checks: by February 2025, delivered by mail
If you didn’t receive yours yet, file a 2021 tax return by April 15, 2025, to claim it .
State-Level Stimulus in June 2025 – $500–$1,750 Payments
Without new federal checks, many states are offering their own June 2025 payments:
- New Jersey ANCHOR: homeowners may get up to $1,750 starting September 15, 2025, after applying by October 31 .
- Colorado TABOR Refund: full-year 2023 filers receive $800–$1,600 in late April 2025, with no extra application required .
- Georgia Surplus Refund: deposit of $250–$500 arrives 6–8 weeks after filing 2023 and 2024 returns (file by June 1) .
- Other states like California, New York, and Texas also issued small relief checks ($150–$600) in June 2025 based on income and residency .
Each state has its own deadline, deposit date, and payment amount—so check your state portal.
Summary of Key Payment Dates
| Program | Payment Amount | When to File/Apply | Expected Payment Date |
|---|---|---|---|
| IRS Recovery Rebate Credit | Up to $1,400 | File 2021 tax by Apr 15 | Direct deposit late Jan – Feb |
| Colorado TABOR | $800–$1,600 | File 2023 return by Apr 15 | Late April 2025 |
| Georgia Surplus Refund | $250–$500 | File 2023 & 2024 by Jun 1 | 6–8 weeks after filing |
| New Jersey ANCHOR | Up to $1,750 | Apply by Oct 31, 2025 | Payments from Sep 15, 2025 |
| CA/NY/TX June Relief Checks | $150–$600 | File state returns early | June 7–21, 2025 |
How to Make Sure You Get Paid
- Check deadlines – Don’t miss April 15 (IRS), June 1 (Georgia), or October 31 (NJ).
- Review eligibility – Income limits, filing status, residency, and dependents.
- Use direct deposit – It’s the fastest way to get your money.
- Monitor websites – IRS “Get My Payment” and your state tax portal.
- Avoid scams – The IRS or states don’t call asking for bank info.
Why These Dates Matter
When bills pile up and costs rise, knowing exactly when payments arrive can ease the mental weight. For many people, these checks are not small change—they help pay rent, fill the fridge, or reduce stress. The dates matter because they mark the moment of much-needed relief and hope.
There’s no big federal stimulus in 2025, but several targeted payments are happening. The IRS $1,400 rebate is expected early in the year, but state programs like TABOR, Georgia refunds, and NJ ANCHOR are rolling out later. To ensure you don’t miss your check, file on time, stay updated, and set alerts. Even a single payment can offer comfort when times are tough.
FAQs
- When is the IRS payment due?
Late January to February 2025, with April 15 as the final filing deadline. - How much is the rebate?
Up to $1,400, based on 2021 eligibility. - What about state checks?
Varies—Colorado ($800–$1,600), Georgia ($250–$500), New Jersey up to $1,750. - Do I need to apply?
IRS is automatic; state programs may need filing or online applications. - Possible issues?
Wrong bank info or missed deadlines could delay your payment.
