The Social Security System (SSS) has officially confirmed an increase in maternity benefits effective February 2026. This change comes as part of the government’s continuing efforts to improve support for working mothers and promote maternal health and family welfare. The updated benefit structure aims to provide higher financial coverage during maternity leave, easing the burden on employed women across the Philippines.
Who Can Avail of the Updated Maternity Benefit?
To be eligible for the increased maternity benefit, a member must be female, an active SSS contributor, and have paid at least three monthly contributions within the 12 months prior to the semester of childbirth, miscarriage, or emergency termination of pregnancy. The program applies to private employees, voluntary members, self-employed workers, and OFWs. The number of deliveries or pregnancies covered remains unlimited, in accordance with Republic Act No. 11210.
| Eligibility Requirement | Details |
|---|---|
| Membership Type | Private employee, self-employed, voluntary, or OFW |
| Contributions | At least 3 monthly contributions within the last 12 months |
| Event Coverage | Childbirth, miscarriage, or emergency pregnancy termination |
| Limit to Claims | No limit on number of pregnancies |
| Location | Benefit applies nationwide |
What’s Changing in the Maternity Benefit Amount?
Starting February 1, 2026, qualified members will receive an increased daily maternity allowance based on their monthly salary credit (MSC). The maximum benefit is expected to reach up to ₱90,000, depending on the member’s average salary and the number of maternity leave days (105 days for normal delivery, 120 days for solo parents, and 60 days for miscarriage). This is a significant rise from the previous ceiling of ₱70,000, reflecting inflation adjustments and cost-of-living considerations.
How to Claim the New Maternity Benefit
To claim the updated maternity benefit, members must file the Maternity Notification form at least 60 days before the expected delivery date. Employed members should submit the form to their HR or employer, who will then forward it to SSS. Voluntary or self-employed members can file directly through the My.SSS portal. Supporting documents such as ultrasound results, medical certificates, and valid IDs must also be submitted. The benefit is typically released within 10 to 15 working days after approval.
Reminders for Expectant Mothers
Ensure your SSS contributions are updated and that your personal records are accurate to avoid delays. If you switch employment or become self-employed during pregnancy, coordinate immediately with SSS to update your member status. Solo parents must present a Solo Parent ID issued by the local government to avail the 120-day leave coverage. Maternity benefits are non-taxable and may be claimed even if the mother has changed employment before delivery.
The 2026 increase in SSS maternity benefits is a strong move toward improving social welfare for Filipino women in the workforce. With higher payout ceilings and broader accessibility, the enhanced support will help more mothers focus on their recovery and child care without financial stress. Eligible members are encouraged to prepare their documents early and take advantage of digital tools like the My.SSS portal for faster processing.
FAQ’s:
1. When will the increased maternity benefits take effect?
The new rates begin February 1, 2026, for all qualifying events after that date.
2. What is the maximum payout under the new structure?
The maximum maternity benefit is expected to reach up to ₱90,000, depending on salary credit and leave duration.
3. Is the benefit still available for voluntary and self-employed members?
Yes, all eligible SSS female members can claim, regardless of employment status.
4. How do I claim if I’m a solo parent?
You must present a valid Solo Parent ID to qualify for 120 days of maternity leave benefit.
5. Can I apply online?
Yes, use the My.SSS online portal to file maternity notifications and submit required documents.
