Singapore’s $1080 Old Age Payment 2025 – How The SS Scheme Supports Seniors

John Garry

By John Garry

Updated on:

As of 2025, eligible seniors can receive up to SGD $1080 every quarter, or $360 per month, under the Silver Support Scheme. This is part of the enhanced payout structure, which was reviewed and updated to meet the rising cost of living and inflation.

🔹 Payment Breakdown:

Payout TierQuarterly Amount (SGD)
Standard Tier$720
Enhanced Tier$900
Maximum Tier$1080

🧠 Note: The exact amount depends on your household income, housing type, and CPF contributions.


✅ Who Is Eligible for the $1080 Payment?

Not every senior qualifies for the highest payout. To receive Silver Support — and especially the $1080 tier — individuals must meet these criteria:

🔸 Age Requirement:

  • Must be 65 years old and above in 2025.

🔸 CPF Contributions:

  • Had low CPF contributions during working life, typically reflecting lower lifetime wages.

🔸 Household Monthly Income Per Person:

  • Must be $1,800 or less.

🔸 Housing Type:

  • Living in 1- to 3-room HDB flats.
  • Seniors staying in 4-room flats may qualify under certain conditions.
  • Not staying in private property.

🔸 Property Ownership:

  • Must not own more than one property.

📆 When Are Payments Made?

Silver Support payouts are issued every quarter, typically in:

  • January
  • April
  • July
  • October

Payments are credited directly to the seniors’ bank accounts, or a cheque is mailed if no bank account is available.


🧾 How to Check Eligibility or Appeal

✔️ Automatic Assessment:

Most seniors are automatically assessed for eligibility based on government records. There’s no need to apply.

📩 Letter of Notification:

If you qualify, you’ll receive a letter from CPF Board informing you of your payout tier.

📞 Appeals:

If you feel you were wrongly excluded, you can submit an appeal at:

  • The official Silver Support website
  • CPF branches
  • Community Centres (CCs)

🔄 What Changed in 2025?

The 2025 update to the Silver Support Scheme introduced key enhancements:

  • Higher payout amounts, now up to $1080 quarterly
  • Wider eligibility for seniors in larger HDB flats under specific conditions
  • Simplified appeal process for borderline cases

These changes reflect the government’s continued commitment to uplifting vulnerable senior citizens in a rapidly aging society.


🇸🇬 Why Is the Silver Support Scheme Important?

Singapore has one of the fastest-aging populations in the world. While CPF provides a solid base, many lower-income seniors may not have sufficient retirement savings.

The Silver Support Scheme:

  • Bridges income gaps
  • Helps cover daily expenses
  • Reduces inequality among elderly citizens
  • Promotes dignified aging

🧓 Real-Life Impact: Stories from Seniors

“This money helps me with my medication and groceries. It means a lot.” – Mr. Tan, 70, retired cleaner.

“I live alone and this support helps me feel less worried about the bills.” – Mdm Lim, 68, former hawker.

These stories highlight how small monthly help can make a huge difference in everyday living for elderly Singaporeans.


📈 Comparison with Other Retirement Support Schemes

SchemePurposeMonthly Support
Silver Support SchemeHelps low-income elderlyUp to $360 (quarterly $1080)
CPF LIFELifetime monthly payoutsVaries by CPF savings
Workfare Income SupplementBoosts wages for older workersUp to $300/month
GST Voucher – Seniors’ CashAnnual cash payout$250 – $450/year

🧭 How to Plan Your Retirement in Singapore

Even if you are receiving Silver Support, you should still:

  • Top up your CPF Retirement Account
  • Explore Workfare benefits if you’re working
  • Apply for CHAS, ComCare, or Medifund if needed
  • Talk to a social worker or financial advisor for personalized support

FAQS

Is the Silver Support Scheme automatic?

Yes. Eligible seniors are assessed automatically — no application is needed.

Can I appeal if I’m not selected?

Yes. You can submit an appeal online or through a community center.

How much can I receive every year?

If you receive the maximum payout of $1080 quarterly, that’s $4,320 per year.


Disclaimer- We are committed to fair and transparent journalism. Our Journalists verify all details before publishing any news. For any issues with our content, please contact us via email. 
John Garry

John Garry

A passionate finance writer specializing in government aid programs, stimulus checks, and economic relief updates. Dedicated to delivering accurate, accessible insights to help readers navigate financial support systems effectively.

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