Amazon doesn’t accept Afterpay directly, but you can still use it to split payments for your orders. The trick lies in using Afterpay’s virtual card or gift card workarounds that let you buy from Amazon while paying in four installments. This guide shows exactly how to do it safely and efficiently.
1) Use the Afterpay single-use virtual card
Afterpay lets you generate a temporary card number to complete purchases at any online retailer that accepts major cards. To use this method with Amazon, open the Afterpay app and select the Shop tab. Next, tap Amazon from the store list or enter the web address manually.
Now, click Pay with Afterpay Card to create a single-use virtual card and copy the card details. Finally, add them to your Amazon payment methods and finish your purchase. Afterpay will automatically split payments into four installments.
2) Buy Amazon gift cards with Afterpay
Visit an Afterpay-supported store that sells Amazon gift cards and pay for the gift card using your Afterpay account. Next, redeem the card on Amazon under Gift Cards & Balance. Lastly, use your balance at checkout to complete the order.
3) Use the Afterpay app’s Shop In feature
The Shop In feature within the Afterpay app opens Amazon in an in-app browser. This automatically applies your Afterpay virtual card for the transaction.
To get started, open the Afterpay app and tap Shop In Afterpay app. Then, search for Amazon and tap the result. Lastly, browse Amazon, add items to your cart, and check out using the generated Afterpay virtual card.
4) Regional availability and limitations
Afterpay’s virtual card works for Amazon users in the United States, Australia, and select other regions. However, availability may vary depending on local banking rules. Users in the UK and Canada may experience card or store restrictions.
5) Security and refunds
Afterpay encrypts payment data and does not share card information with Amazon. Refunds follow Amazon’s policy – once the seller approves it, Afterpay adjusts your installment plan accordingly. You can track refunds inside your Afterpay app.
6) Benefits and drawbacks of using Afterpay on Amazon
Using Afterpay for Amazon purchases offers flexible budgeting and interest-free installments. However, it also comes with spending limits and potential payment rescheduling fees.
- Pros: Easy approval, zero interest, automatic payments.
- Cons: Spending limits, possible declined transactions, and delayed refunds.
6) Alternatives to Afterpay for Amazon shoppers
- Klarna: Offers similar Pay-in-4 plans directly integrated with Amazon in some countries.
- Zip: Flexible scheduling with slightly longer payment windows.
- Affirm: Available for large purchases and offers longer financing terms.
- PayPal Pay in 4: Works seamlessly at checkout for qualifying items.
Troubleshooting common issues
- Card declined: Make sure your Afterpay account is active and has enough available balance.
- Transaction not showing: Wait for Afterpay to process the transaction; it may take several minutes.
- Order canceled: If Amazon cancels your order, Afterpay automatically adjusts your payment plan or refunds the installment.
FAQs about using Afterpay on Amazon
- Does Amazon take Afterpay directly? No, but you can use the single-use virtual card or gift card method.
- Can I use Afterpay for Amazon Prime? Not directly; you can buy a Prime gift card with Afterpay and apply it to your account.
- What if a payment fails? Afterpay charges a late fee and may pause your account until the payment clears.
- Are digital items supported? Yes, if Amazon accepts your Afterpay card for the specific digital category.
Summary
- Amazon doesn’t accept Afterpay directly, but you can still use it through workarounds.
- The Afterpay single-use virtual card works for most Amazon orders.
- You can also buy Amazon gift cards through Afterpay-supported stores and redeem them.
- The Shop In feature within the Afterpay app lets you pay in four installments easily.
- Availability varies by region, so check your country’s Afterpay card support before checkout.
- Refunds and payment schedules are handled securely through the Afterpay app.
Conclusion
While Amazon doesn’t officially accept Afterpay, you can still enjoy flexible payment options through its virtual card or gift card workarounds. Follow the steps above to split your Amazon orders into four interest-free payments. Always confirm region eligibility before checkout to avoid payment errors.
